Most of us have been there. Toiling our way through college, using private and federal student loans to fund an education that seems to get more expensive with each passing year, and yet, still there we are, in the mist of things, getting educated. But the toils do not stop post-college, even with a hefty degree in hand. The private and federal student loans that we took out must enter a repayment period at some point following the consummation of our education. And as most of us can relate, we fail to accurately realize just how expensive college really was, that is until we are paying back our private and federal student loans.

Here lies the problem that most people face when it comes time to write out checks for their private and federal student loans – there are just so many lenders that funded our education that we end up having to keep track of many, and send out many checks. Often this can result in failing to remember to send out one of the twenty checks we were supposed to that month. Then the late fees get tacked on, and we are faced with another dilemma: do we have to do this, write 20 checks per month, for another twenty years until our private and federal student loans are fully repaid?

The answer is no. There are some rather easy ways that you can go about consolidating student loans, and it is not nearly as much work as you will spend writing a million checks each year. Not to mention forgetting to write one check and paying steeply in the form of fees for it. What most people fail to realize upon graduation is that they can easily get both federal student loan and private student loan consolidation, simply by calling one company and spending about twenty minutes on the phone. So now I am certain that you are wondering how this is done? How can this be so easy? But wait it gets better.

Typically you can take what would be 20 payments per month, all at different interest rates, and combine them into one payment a month. A lower payment, typically by 50% or more, and a lower interest rate – you write one check, to one place, once per month. So all you have to do is know where you can do this. Just visit this website: www.nextstudent.com, and you can sign up online for consolidating student loans today! Just make sure to have your student loan information handy, that’s all you’ll need.