If you need some coin for college, a federal student loan is the best choice above all the rest.

Look, the fact is that, as a college student and in need of money, there are many people willing to take advantage of you and enslave you for the next 10 to 20 years in a payment scheme that is totally undeserving of what you are going to do. Many people take out loans for businesses - but they can get their money back. Is your degree going to earn you all that money back when you're in debt 100,000$? Unless you're a doctor or lawyer, think twice about getting anything other than a federal student loan.

A federal student loan has the lowest percentage, and although they are also limiting on how much you can borrow - treat it as a good thing because there is no free money. The difference between an APR of 6-8% and 14-25% is astronomical when you are talking about tens of thousands of dollars, and choosing the latter could easily indebt you for years and years longer than a federal student loan.

So, think smart and budget what you can. Don't try to go all out just to "finish fast" and get in debt.